COMMERCIAL CLAIMS
Commercial Claims & Business Services
Did your business just suffer a loss, or are you concerned about the potential effect of losses in the future? Regardless of whether you need us now, today or whether you want to plan for the future we would love to hear from you!
We believe businesses today need a reliable partner to whom they can reach out at any time before and after insurance claims arise. We recognise that in any business cycle insurance claims are a regular occurrence. Effective long term claims management requires planning and strategic thinking to ensure the best outcome in the long term for your business.
We provide a rounded service for Business, from fallout following disaster to routine day to day coverage issues including issues on all property and liability claims. If your business has suffered a loss whether from fire, water or some other disaster we can answer the questions you are asking right now.
Business Interruption Claims
A Key component of any Commercial Claim is the negotiation and settlement of the Business Interruption Claim. We understand that settlement of this aspect is equally as important for business continuity as settlement of the physical damage claim. This is why we employ Chartered Accountants with over 40 years experience of Insurance Claims when required to deal with your loss.
Agricultural Claims
The Farm business has many components from farm outbuildings, the family home, agricultural produce, farm equipment and other farm
infrastructure. We handle these claims as well as claims for Agricultural Contractors and Forestry Contractors.
Services we provide to you, following a property damage incident:
- Understanding your coverages by reviewing your policy and any other relevant documents
- Assessing the scope of damage to structures, equipment and stock
- Meeting with the Loss Adjuster and agreeing the scope of damage
- Preparing the claim, including inventories of damaged contents and the Business Interruption Loss
- Negotiating the best possible settlement of your claim with your insurers
Services for Liability Claims
Liability claims are becoming ever more difficult and problematic for all enterprises, regardless of size. Policy wordings of employers and public liability policies are increasingly more complex and difficult to navigate. Restrictive terms and conditions can be a problem in the event of a claim. Professional Indemnity claims, which are increasing in frequency, can have a serious effect on your business.
It is not just a matter of having the correct procedures in place, such as the Health and Safety Policy that most companies have, it’s knowing how to protect the organisation when an incident happens. We can provide that know-how on a 7 day / 365 basis, giving you the peace of mind of knowing that there is always someone to respond to your questions when an incident happens.
Additional Services for Business
- Value at Risk surveys for business
- Ensuring your buildings, stock, machinery and Business Interruption Sums are adequately insured
- Liability Claims handling for Self-Insured clients
- Assistance and advice on incidents in foreign jurisdictions
- Pursuit of claims against negligent third parties
- Claims portfolio management
We Can Help
Do you have a question about a Property or Liability Claim? Contact One Claims today to discuss how we can help!
